Car insurance companies have become very popular with many people nowadays. It seems like every car insurance company has a web site that you can visit to find out about their rates and plans. While looking into car insurance groups, you will want to take a closer look at some of the different things that they cover and what they offer you as a member. Here are some car insurance groups explained, so that you can get a good idea of what each one offers.
One of the first car insurance groups you might want to investigate is a national group. Some of these include Progressive, GMAC, Infinity and The Hartford. These groups have plans that are pretty much nationwide, which means that you can join any of them and be covered in most states. This type of group will probably charge you a little bit more than an individual plan, but you will be covered anywhere in the country that car insurance is legal.
Another popular option that many people like to use is a regional group. A regional group allows you to be covered in whatever area you live in. If you live in Texas but are interested in Connecticut car insurance, for example, you would be a member of this group and be able to take your Connecticut car insurance with them. If you are a member of several regional car insurance groups, you may be eligible for discounts, such as those offered by some of the national companies.
Of all the car insurance groups, there are probably five that you can probably forget about. These include the regional car insurance plans that we already talked about above, along with some other smaller ones. You can join the National Association of Homeowners Associations (NACHA) or another such group that offers discounts on car insurance.
Another option you have is to become a member of a local car insurance association. Some examples of these associations include the American Association of Personal Auto Insurance Agents or the National Association of Insurance Agents or the states’ individual insurance commissioner’s associations. In many states, these associations also have local and regional steering committees that you can become a part of. If you become a member of any one of these steering committees, you will likely get a discount on your car insurance.
By taking the time to learn about the different car insurance groups that are available, you may be able to save quite a bit on your car insurance. Not only do these groups usually have discounts for members, but they can give you information about discounts for non-members as well. Because not everyone follows all the rules when it comes to car insurance, you may not want to make your life even more complicated by choosing the wrong policy.